Ximedes Terminal Payments
A strategic choice for organizations
Improving Consumer Experiences
Terminal payments, unlike their embedded counterparts, may not be seamlessly integrated into the consumer experience, but they offer a different set of benefits that are equally important. An example of terminal payments is the traditional credit card or debit card payment method at physical stores. The process might involve switching to another payment terminal or device, but it provides a sense of security and control to the customers. Ximedes can help you integrate terminal payments into your business model, offering a unique and secure way for your consumers to complete transactions.
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WHAT
Benefits of Terminal Payments
Control and Security
Terminal payments provide a sense of control to the users. The need to physically validate the transaction gives an added layer of security, assuring the customer that their payment information is secure. This leads to increased trust and loyalty from the customers.
Flexibility in Payment Methods
Terminal payments allow customers to choose from a variety of payment methods. Whether it's credit cards, debit cars, or mobile wallets, customers have the freedom to pay as they please. This flexibility and variety of options can lead to increased customer satisfaction.
Real-time Transaction Updates
With terminal payments, businesses and customers get real-time updates about the transaction updates. This instant feedback is valuable for both parties, ensuring that any issues can be immediately addressed.
HOW IT WORKS
What powers Terminal Payments?
Payment Terminals
Payment terminals are the backbone of terminal payments. These are devices that read a customer's payment card information and transit it to the bank for authorization. They are equipped with security measures to protect the sensitive card information.
PIN Verification
Most terminal payments require PIN verification. This is an additional layer of security for the consumer that ensures that only the authorised user can conduct the transaction.
Tokenization
Just like embedded payments, terminal payments also use tokenization to ensure safety of card data. The card details are replaced by a token that can be safely stored tand used for transactions. However, only the merchant that created the network token can use it to ininiate a payment, ensuring that even if a fraudster gets hold of the token, they cannot misuse it.
OUR MISSION
How Ximedes helps to provide Terminal Payments services
Ximedes offers flexibility in deployment. While we operate the software on our infrastructure, we also provide the option for full integration on your premises. This adaptability ensures that our solutions align with your specific security and operational preferences.
In partnering with Ximedes, Banks and PSPs gain a trusted ally committed to driving their success. Our expertise, seamless integration capabilities, automated compliance processes, and user-friendly interfaces converge to create a solution that not only meets industry standards but exceeds expectations.