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Insights Hub

Discover the latest developments, insights, and trends shaping fintech, digital payments, and public transport.

Blog

5 min read

Are we Witnessing the End of Card-Based Payments? A Wallet and A2A Analysis

The movement of value from one point to another is undergoing a deep architectural ...
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5 min read

The EU AI Act is Here: What You Need to Know

The European Union established the world’s first comprehensive law for artificial ...
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6 min read

Account-to-Account Payments: What is the Actual Definition?

In its simplest form, the term "Account to Account" or "A2A" describes a payment that ...
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5 min read

Ximedes CEO, Joris Portegies Zwart, on What Agile Really Means

In software development, the term "agile" is used so frequently that its meaning can ...
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6 min read

Why Do Modern Fintechs Fail at Financial Reconciliation?

In 2024, the collapse of a fintech intermediary resulted in a $85 million shortfall ...
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7 min read

Designing the Perfect Payment Experience with Embedded Payments

The goal for a good payment experience has moved beyond a simple, fast checkout. The ...
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6 min read

Why Is 'Fit for Purpose' No Longer Enough for Fintech?

Solving the user’s problem is the foundation of product development, the core of every ...
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4 min read

The Next Step in Ticket Sales: Account-Based Ticketing

The following article, originally published in Nahverkehrs Praxis, a German trade ...
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6 min read

How Does Verification of Payee Understand You? A Technical Breakdown Behind Identity Recognition

The European Union's mandate for Verification of Payee (VoP) by October 2025 is poised to ...
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