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Insights Hub

Discover the latest developments, insights, and trends shaping fintech, digital payments, and public transport.

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6 min read

Why Is 'Fit for Purpose' No Longer Enough for Fintech?

Solving the user’s problem is the foundation of product development, the core of every ...
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4 min read

The Next Step in Ticket Sales: Account-Based Ticketing

The following article, originally published in Nahverkehrs Praxis, a German trade ...
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6 min read

How Does Verification of Payee Understand You? A Technical Breakdown Behind Identity Recognition

The European Union's mandate for Verification of Payee (VoP) by October 2025 is poised to ...
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7 min read

Verification of Payee: Preparing for the October Deadline and Beyond

What is the primary challenge for financial institutions after the VoP deadline? The ...
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5 min read

Is Your Payment Software Built for Modern Compliance?

The word "compliance" is often seen as a cost centre, a drag on innovation, and a source ...
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8 min read

The Payments War Isn't Crypto vs. Fiat: It's Rails vs. Layers

The battle for the future of payments is not the one you think it is. For years, the ...
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6 min read

Should Fintechs Build Payment Systems for a Post-Card World?

For a time, the tale of how people paid for things was simple: cash or cards. It was a ...
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2 min read

OVpay launches: From card-based to account-based travel in Dutch public transport

This spring, a new public transport card became available to Dutch travellers: the OVpay ...
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6 min read

Build vs. Buy? Which is the Right Choice for Your Business?

The decision to build or buy software is a critical crossroads for financial institutions ...
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