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Powering Financial Innovation
Ximedes architects, builds, and operates next-generation payment platforms, empowering financial institutions to lead in a digital-first world. Deliver seamless, omnichannel payments and effortless onboarding.
Our Services
Online Payments
Two decades of innovation. We launched the first ecommerce gateways for Dutch banks, and never stopped. Integrate any payment method. Build APIs, portals, and plugins merchants love.
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Terminal Payments
We engineer robust, secure EMV payment gateways, which EMVCo and PCI-DSS audit according to the letter. Any terminal, any acquirer, fully integrated.
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Merchant Onboarding
KYC, AML, PEP-compliance made simple. We streamline onboarding and transaction monitoring for the world’s top financial brands.
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No Payment Terminal Needed
Payments, built in. Integrate frictionless transactions directly into your website or app- no redirects, no roadblocks.
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Reconciliation & Settlement
Every transaction is accounted for. We ensure funds flow securely and transparently, so you and your merchants always know where the money is.
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Verification of Payee
Faster payments, zero compromise on security. Our Verification of Payee (VoP) solutions help you fight fraud and protect your customers instantly.
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Looking for just Expert Opinion on Your Solution?
If your business already has been working on a software solution for the financial sector Ximedes can support you. With the experience and expertise in the industry we can arrange a consultation to analyze a specific feature or the overall concept.
TOUCH
Rabobank
Smart Pay, Rabobank's payment platform, allows merchants to accept payments everywhere—in stores, on the go, and online. This omnichannel solution includes terminals, payment requests, QR codes, and integrates alternative methods like iDeal and PayPal into a comprehensive, user-friendly dashboard.
Rabobank
Smart Pay, Rabobank's payment platform, allows merchants to accept payments everywhere—in stores, on the go, and online. This omnichannel solution includes terminals, payment requests, QR codes, and integrates alternative methods like iDeal and PayPal into a comprehensive, user-friendly dashboard.
TOUCH
ING
ING
ING Lease is a trusted financial institution offering flexible leasing and asset finance solutions worldwide. Their diverse services include equipment, vehicle, and real estate leasing, allowing businesses to acquire essential assets without large upfront investments. Known for expertise and innovation, ING Lease helps companies thrive through strategic financial solutions.
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EMS
EMS
European Merchant Services (EMS) provides payment solutions across Europe, specializing in merchant services, payment processing, and card acquiring. As part of Fiserv focusing on the Benelux market, EMS partnered with Ximedes in 2017 to develop a seamless merchant boarding experience, later expanding to include a merchant portal, self-service functionality, and online payments through Ginger Payments.
TOUCH
Loomis Pay
Loomis Pay
Loomis Pay, a subsidiary of cash-handling expert Loomis AB, revolutionizes payment processing by offering merchants a unified solution for cash, cards, and mobile payments in one contract. This streamlined approach reduces costs and enhances profitability. Though relatively new, Loomis Pay has already made a significant impact and operates in Sweden, Denmark, and Spain.
How design can make or break a product's success
“When it comes to empathizing with users, innovative design solutions are the key. Think about it: the more intuitive and seamless the design, the more effortlessly users can navigate the payment process. This not only creates a more positive user experience, but also builds trust and loyalty between users and the brand. So if you want to make an impact in the world of smart payments, it's time to start thinking outside the box and exploring new and innovative design solutions.”
Gijs ter HorstCCO Ximedes
Personal Note
"When it comes to empathizing with users, innovative design solutions are the key. Think about it: the more intuitive and seamless the design, the more effortlessly users can navigate the payment process. This not only creates a more positive user experience, but also builds trust and loyalty between users and the brand. So if you want to make an impact in the world of smart payments, it's time to start thinking outside the box and exploring new and innovative design solutions."
Gijs ter HorstCCO Ximedes