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Insights Hub

Discover the latest developments, insights, and trends shaping fintech, digital payments, and public transport.

Blog

6 min read

Account-to-Account Payments: What is the Actual Definition?

In its simplest form, the term "Account to Account" or "A2A" describes a payment that ...
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6 min read

Why Do Modern Fintechs Fail at Financial Reconciliation?

In 2024, the collapse of a fintech intermediary resulted in a $85 million shortfall ...
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7 min read

Designing the Perfect Payment Experience with Embedded Payments

The goal for a good payment experience has moved beyond a simple, fast checkout. The ...
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6 min read

Why Is 'Fit for Purpose' No Longer Enough for Fintech?

Solving the user’s problem is the foundation of product development, the core of every ...
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6 min read

How Does Verification of Payee Understand You? A Technical Breakdown Behind Identity Recognition

The European Union's mandate for Verification of Payee (VoP) by October 2025 is poised to ...
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7 min read

Verification of Payee: Preparing for the October Deadline and Beyond

What is the primary challenge for financial institutions after the VoP deadline? The ...
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5 min read

Is Your Payment Software Built for Modern Compliance?

The word "compliance" is often seen as a cost centre, a drag on innovation, and a source ...
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8 min read

The Payments War Isn't Crypto vs. Fiat: It's Rails vs. Layers

The battle for the future of payments is not the one you think it is. For years, the ...
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6 min read

Should Fintechs Build Payment Systems for a Post-Card World?

For a time, the tale of how people paid for things was simple: cash or cards. It was a ...
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