Insights Hub

Discover the latest developments, insights, and trends shaping fintech, digital payments, and public transport.

Public Transport

Dealing with Public Transport Disruptions in Real Time

Public transport disruptions demand a 15-minute response across every channel. Ximedes' Gijs ter Horst on why architecture, not AI, decides the outcome.

Antonis Kazoulis
20/05/2026

Public Transport

The Data Gap: Why Transit Networks Must Move Beyond the Simple Headcount

Celine Helmers
13/05/2026

Fintech

Ximedes on AI: Where it's Being Used, What it Changes, and What it Never Will

Antonis Kazoulis
8/05/2026

6 min read

Account-to-Account Payments: What is the Actual Definition?

In its simplest form, the term "Account to Account" or "A2A" describes a payment that ...

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6 min read

Why Do Modern Fintechs Fail at Financial Reconciliation?

In 2024, the collapse of a fintech intermediary resulted in a $85 million shortfall ...

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7 min read

Designing the Perfect Payment Experience with Embedded Payments

The goal for a good payment experience has moved beyond a simple, fast checkout. The ...

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6 min read

Why Is 'Fit for Purpose' No Longer Enough for Fintech?

Solving the user’s problem is the foundation of product development, the core of every ...

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6 min read

How Does Verification of Payee Understand You? A Technical Breakdown Behind Identity Recognition

The European Union's mandate for Verification of Payee (VoP) by October 2025 is poised to ...

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7 min read

Verification of Payee: Preparing for the October Deadline and Beyond

What is the primary challenge for financial institutions after the VoP deadline? The ...

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5 min read

Is Your Payment Software Built for Modern Compliance?

The word "compliance" is often seen as a cost centre, a drag on innovation, and a source ...

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8 min read

The Payments War Isn't Crypto vs. Fiat: It's Rails vs. Layers

The battle for the future of payments is not the one you think it is. For years, the ...

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6 min read

Should Fintechs Build Payment Systems for a Post-Card World?

For a time, the tale of how people paid for things was simple: cash or cards. It was a ...

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Insights Hub

Blog

Dealing with Public Transport Disruptions in Real Time

The Data Gap: Why Transit Networks Must Move Beyond the Simple Headcount

Ximedes on AI: Where it's Being Used, What it Changes, and What it Never Will

Account-to-Account Payments: What is the Actual Definition?

Why Do Modern Fintechs Fail at Financial Reconciliation?

Designing the Perfect Payment Experience with Embedded Payments

Why Is 'Fit for Purpose' No Longer Enough for Fintech?

How Does Verification of Payee Understand You? A Technical Breakdown Behind Identity Recognition

Verification of Payee: Preparing for the October Deadline and Beyond

Is Your Payment Software Built for Modern Compliance?

The Payments War Isn't Crypto vs. Fiat: It's Rails vs. Layers

Should Fintechs Build Payment Systems for a Post-Card World?