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Build Tomorrow. Today.
From digital ticketing to instant payments, Ximedes engineers the platforms that move money, people and ideas—securely, seamlessly, and always one step ahead.
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Financial Institutions
Where simplicity meets compliance.
From tap-to-pay journeys to automated onboarding and instant SEPA transfers—modern payments feel effortless. Behind the scenes, they require robust, secure and highly regulated infrastructure.
At Ximedes, we design and deliver the software that makes this possible. We work with banks and PSPs to build scalable platforms for onboarding, authentication, transaction processing, fraud prevention and reconciliation.
Public Transport Operators
Smarter systems for seamless travel.
Whether you're modernising ticketing, tracking real-time performance or managing your fleet, we build software that integrates seamlessly—without locking you in. Our modular ABT, AFC, Fleet Management and ITCS solutions help operators improve operational efficiency, support drivers, and deliver better passenger experiences.
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We Don't Just Code - We Deliver
Autonomous teams take full ownership of the solution, from architecture to go-live and beyond.
Built Secure, Compliant and Audit-Ready
We design secure, auditable systems that meet PCI DSS, PSD2 and ISO27001 - by default.

Trusted by Those Who Can’t Afford Failure
Banks, operators and governments count on us to build what must work — and keeps working.

Modular Thinking, Always
Whether we’re building from scratch or integrating with legacy tech, we architect for change.

Complex Is Our Comfort Zone
We thrive where systems are fragmented, regulated, legacy-heavy or business-critical.
Made by People Who Care
Smart, pragmatic, curious — our teams care about the work, the user, and the long game.
25 years of experience & 100+ employees
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Experience the Ximedes Advantage
Innovating Since 1998
For over 25 years, Ximedes has been creating smart software solutions that drive digital transformation. From our roots in Haarlem, Netherlands, we’ve grown into a trusted partner for financial institutions and mobility providers across Europe. With innovation at our core, we help businesses adapt, scale, and create seamless user experiences.
We Drive Digital Transformation in Payments & Mobility
Ximedes develops technology that makes payments effortless and mobility seamless. We develop secure, efficient transaction solutions for financial institutions and create smarter, user-friendly public transport experiences. By combining deep expertise with a passion for innovation, we help businesses stay ahead, grow, and navigate the future with confidence.

Keeping Amsterdam Moving
We help ensure that all buses, trams, and subways in Amsterdam run punctually and flawlessly.
Seamless Ticketing for Everyone
Our technology makes buying tickets easy for tourists, occasional travelers, and daily commuters.


Smarter Transport, Better Efficiency
Real-time data and optimized schedules keep fleets running on time and operations seamless.
Let’s Build Smarter, Faster & More Connected Mobility Together.
Explore Our Latest Insights
Model Context Protocol (MCP): The Link Between AI and Modern Banking
SRTP: The Stealth Mandate Forcing Banks to Become Fintechs, or Else...
When Money Learns: The Rise of Context-Aware Financial Decisions
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We build the platforms behind Europe’s smartest payments and public transport systems. Ready to build yours?