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Insights Hub

Discover the latest developments, insights, and trends shaping fintech, digital payments, and public transport.

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8 min read

From Legacy to Cloud-Native Leasing: Q&A with a Ximedes Solution Architect

In the broad ecosystem of modern banking, leasing is often treated as a specialized ...
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5 min read

The Human Firewall: A Senior Engineer’s Defense Against AI "Spaghetti Code"

The conversations about AI often happen in the boardroom, focusing on efficiency and ...
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4 min read

Ximedes CEO Joris Portegies Zwart on The Short/Long Term Effect of AI Usage for Software Engineers

The conversation about AI in software engineering usually falls into two camps: panic or ...
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6 min read

Why General Databases Cap Out at 100 TPS: TigerBeetle CEO Joran Dirk Greef on Solving the "Hot Key" Problem

The atmosphere at the Beurs van Berlage in Amsterdam last December was energized. ...
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3 min read

Is Wero the New Era for European Payments?

Ximedes’ Joris Portegies Zwart of Ximedes discusses European payment independence and the ...
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5 min read

Are we Witnessing the End of Card-Based Payments? A Wallet and A2A Analysis

The movement of value from one point to another is undergoing a deep architectural ...
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5 min read

The EU AI Act is Here: What You Need to Know

The European Union established the world’s first comprehensive law for artificial ...
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6 min read

Account-to-Account Payments: What is the Actual Definition?

In its simplest form, the term "Account to Account" or "A2A" describes a payment that ...
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6 min read

Why Do Modern Fintechs Fail at Financial Reconciliation?

In 2024, the collapse of a fintech intermediary resulted in a $85 million shortfall ...
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